There is more data available in auto finance to use in the decisioning process than ever before, Consumer Portfolio Services Inc. Chief Executive Charles Bradley said, but data isn’t everything.
“Everyone is trying to find their niche,” he said during a fireside chat at the 2016 Auto Finance Summit.” The problem is, it’s very hard to tell how that model works before you buy a bunch of paper. Then you wait 18 months and see how it performs.”





