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Auto lenders change underwriting standards in consumer shift to used cars 

2026 AFSA Vehicle Finance Conference  

Amanda Harris

Auto lenders are becoming more flexible to account for a shift toward used and older vehicles as consumers grapple with high ownership costs.  TD Auto Finance recently changed underwriting criteria to allow for more flexibility and meet consumer needs, Chief Executive and Executive Vice President Nadir Jones told Auto Finance News at last week’s 2026 AFSA Vehicle Finance Conference in Las Vegas. An example, he noted, is allowing more room in […]

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