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Affordability challenges may spur buy here, pay here growth

BHPH could take more market share if lenders tighten standards

Rising affordability concerns may help buy here, pay here retailers attract consumers with stronger credit in 2026. As vehicle prices and payments continue to rise up, more car buyers are turning to buy here, pay here (BHPH) retailers’ lower prices to avoid saddling themselves with “debt at the highest level,” Jeff Wilkinson, president at Lincolnton, […]

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