Tag: underwriting

Improved credit access and increased securitization issuance contributed to better auto finance industry performance in April but was offset by a decline in vehicle sales.  The Auto Finance ...

AI is evolving from an internal cost-cutting tool into a driver of predictive customer outreach and fraud detection, according to banking ...

Credit expansion within the overall U.S. economy is shaping how auto loan vintages perform, with expected losses continuing to rise ...

Auto lenders may be leaning on AI and technology to gain efficiencies, but sound credit fundamentals remain key considerations for ...

Since the realization that the post-pandemic portfolios, originated in 2022 and 2023, were going to underperform nearly industrywide, there have ...

Online lender LendingClub is deploying AI throughout its operations, including to improve underwriting.  “At this point, there’s probably not a department in the company that is untouched in ...

MIAMI — Auto securitization ratings experts are expecting further losses for lenders that specialize in servicing consumers with thin credit ...

Auto Finance News is pleased to announce that Scott Serpico, associate vice president of product management and pricing in USAA’s ...