Free Webinar: How Wells Fargo Is Rethinking Verification, Fraud, and Funding Risk
With Gaurav Goyal, Head of Auto Originations Strategy & Analytics, Wells Fargo, and Jessica Pillado Gonzalez, VP of Customer Success, GM of Auto, Informed.IQ
Tuesday, August 4th at 1 PM ET
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Auto lenders are operating in a fraud environment that looks dramatically different than it did just a few years ago.
AI-generated paystubs, bank statements, and employment documents are becoming increasingly difficult to distinguish from legitimate borrower documentation. Synthetic identities can establish years of seemingly credible credit history before resulting in significant losses. Organized fraud rings are targeting multiple lenders simultaneously, often maximizing exposure before any single institution can identify the broader pattern.
And the industry data is difficult to ignore.
Fraud losses exceeded $9.2 billion in 2024. One in five paystubs submitted today is estimated to be forged. And 80% of lenders report little or no confidence in their ability to detect AI-generated document fraud.
Join Jessica Pillado Gonzalez, General Manager of Auto and VP of Customer Success at Informed.IQ, and Gaurav Goyal, Head of Auto Originations Strategy & Analytics at Wells Fargo, for a discussion on how leading lenders are adapting their verification, fraud, and funding strategies to address these emerging risks while maintaining operational efficiency and customer experience.
Drawing on data from Informed.IQ’s 2026 Auto Finance Fraud Intelligence Survey of more than 2,500 auto finance executives, as well as practical lessons from one of the nation’s largest auto lenders, this session will explore:
- The fraud trends reshaping auto finance in 2026
- Why traditional verification approaches are struggling to keep pace
- How lenders are balancing fraud prevention, funding efficiency, and growth
- Emerging strategies for detecting synthetic identities and organized fraud activity
- The growing role of non-documentary verification and intelligence-driven decisioning
- Key considerations when evaluating fraud and verification technology investments
Attendees will leave with a practical framework for assessing their institution’s verification posture and identifying the areas of greatest exposure before they impact portfolio performance.
Learn more about the webinar speakers:
Gaurav Goyal
Head of Auto Originations Strategy & Analytics, Wells Fargo
Gaurav Goyal is Head of Auto Originations Strategy & Analytics at Wells Fargo, where he leads efforts across originations strategy and analytics to optimize fraud prevention, operational efficiency, and risk within the auto lending portfolio.
He brings more than 18 years of experience in analytics-driven strategy across leading financial institutions, including Ally, Capital One, and USAA. Throughout his career, Gaurav has focused on leveraging data and advanced analytics to balance growth, risk management, fraud prevention, and customer experience across auto lending and consumer finance.
Outside of work, Gaurav enjoys traveling with his wife and two children and exploring new destinations with his family.
Jessica Pillado Gonzalez
General Manager of Auto | VP of Customer Success, Informed.IQ
Jessica Pillado Gonzalez leads auto lending strategy and client success at Informed.IQ, where she partners with financial institutions to modernize origination workflows and strengthen fraud detection. With more than 15 years in financial services, including leadership roles at Visa and Santander Consumer USA, she brings a practitioner’s perspective to the intersection of risk management, AI verification, and lending operations.
Jessica works with many of the nation’s largest lenders to improve automation, fraud detection, and funding efficiency. Informed.IQ serves 8 of the top 10 U.S. auto lenders and has verified more than $350 billion in loan originations across billions of data points. She is a 40 Under 40 in Auto honoree and frequent speaker on fraud, AI, and the future of auto finance.