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Lenders name four underwriting focus areas in 2026 

Auto Finance Summit 2025 

Truth Headlam

Auto lenders are eyeing data use, improved decisioning, falling interest rates and strategic growth headed into 2026 on the heels of regulatory and macroeconomic shifts in 2025.  “It’s a very uncertain environment across a bunch of different layers or perspectives, whether it’s [the] macro environment, regulatory environment, you name it,” Robert McDonald, head of credit […]

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