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Home » Credit access improves as Credit Availability Index rises 3.6% YoY

Credit access improves as Credit Availability Index rises 3.6% YoY

Average new-vehicle price hit $48,907

Aidan BushbyAidan Bush
July 14, 2025
in Risk Management
Reading Time: 3 mins read
0
Customers at a Ford dealership in Richmond, California.

(Courtesy/Bloomberg)

Auto credit access expanded for consumers in June while new-vehicle prices continued to tick up. The Dealertrack Credit Availability Index, which measures whether access to auto credit is improving, hit 97.3 in June, up 3.6% year over year and 0.8% from May, according to a Cox Automotive report published July 10. The index’s increase aligns […]

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