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Upstart auto originations soar 304% 

Retail auto originations up ‘roughly 13 times’ YoY 

Amanda Harris

AI-based fintech Upstart’s auto originations surged year over year in the first quarter, driven largely by growth in retail lending.  Auto originations totaled $263 million, up 304.6% YoY and 31.5% quarter over quarter, according to the company’s May 5 earnings presentation. The number of auto loans originated rose to 12,202 in Q1 compared with 2,839 a year prior and 9,918 in Q4 2025. […]

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