Lenders: AI cannot replace ‘sound credit fundamentals’
Auto lenders may be leaning on AI and technology to gain efficiencies, but sound credit fundamentals remain key considerations for ...
Auto lenders may be leaning on AI and technology to gain efficiencies, but sound credit fundamentals remain key considerations for ...
While auto lenders can’t predict the future, capital stress testing can help identify how macroeconomic scenarios may trigger losses. Stress testing varies across auto lending and asset-backed ...
As investors look to pour more money into the auto finance sector, lenders must carefully consider the type of investor ...
Alternative asset management firm Bayview Asset Management in the past five years has purchased about $25 billion in auto collateral through bulk ...
Auto lenders are identifying operational issues sooner and preparing for challenges that could affect their funding strategies as treasury becomes more of a strategic growth function. Treasury has become the ...
Macroeconomic conditions continue to be the main factor in auto asset-backed securitization issuance and pricing trends. NextGear Capital, for example, is ...
Stellantis Financial Services’ portfolio includes a smaller share of subprime financing as the captive builds out, Bennie Duck, executive vice ...
The higher cost of living is exacerbating affordability concerns and prompting auto lenders to take a close look at rising delinquencies, asset pricing and innovative programs to ...