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Santander Consumer USA posts record low NCOs

SCUSA origination volume falls shy of record highs

Joey Pizzolato by Joey Pizzolato
February 3, 2021
in Earnings
Reading Time: 2 mins read

Santander Consumer USA logged record-low net charge-offs on the year, thanks to government stimulus, low delinquency levels, strong used-vehicle prices and the lender’s deferral program. Net charge-offs clocked in at 4.4% of the lender’s portfolio in 2020, down 340 basis points from 2019, according to the company’s earnings presentation. Early stage delinquencies in the fourth […]

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