Tag: credit performance

The dealer is a key component that can impact lenders’ portfolio performance, notwithstanding the customer’s specific credit profile.   This Off the Lot column will build on the ...

Since the realization that the post-pandemic portfolios, originated in 2022 and 2023, were going to underperform nearly industrywide, there have ...

Automakers, lenders and dealers have seen challenges this year from higher manufacturing costs due to tariffs, mixed consumer demand and changing regulations, and while some expect growth to slow unless ...

An uptick in repossessions, continued affordability challenges and weakened credit performance are top of mind for lenders headed into 2026.   The ...

Nonprime credit performance across securitized auto loans worsened in November as prime performance saw slight deterioration, a pattern that experts ...

Auto loan delinquencies are expected to climb more slowly next year than in 2025 as consumers manage and prioritize their ...

Consumers are slowing purchases and auto lenders are tightening credit standards as auto loan delinquencies and monthly payments continue to ...

Happy New Year to Auto Finance News subscribers. This is the first anniversary issue of “Off the Lot.” Last January, ...