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On the surface, the Federal Trade Commission’s move to back off disparate impact claims will ease lenders’ regulatory burden. In reality, the shift will complicate compliance as state regulators step in to fill the gap. The FTC released a 21-page policy statement on Aug. 7 clarifying its new stance to avoid pursuing unfair discrimination claims under the Equal Credit Opportunity Act (ECOA) and Section 5 […]
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Despite residual forecasting challenges, cost barriers and incentive competition, captives and credit unions continue to mull used-vehicle leasing to grow...
Auto lender Arivo Acceptance wanted to develop new software faster, so it enlisted a group mainly comprised of interns with...
Extra-long car loans can lower consumers’ monthly payments, but they also keep dealers from selling vehicles to those customers for...
Alternative asset management firm Bayview Asset Management in the past five years has purchased about $25 billion in auto collateral through bulk...
David Thompson
David Thompson
David Thompson
