Four auto finance leaders will face off in teams to discuss risk and reward in the subprime lending landscape in a classic debate format during Auto Finance Summit 2024, returning Oct. 7-9 at Wynn Las Vegas.
The subprime debate is scheduled for 11:40 a.m. on Tuesday, Oct. 8.
View the full event agenda here.
The debate will explore key questions such as:
- Is expansion into lower credit tiers smart amid affordability concerns, elevated delinquencies and rising household debt?
- Is the market ripe for auto lenders to loosen standards?
- Is there a good way to balance risk management with subprime demand?
- To what degree should auto lenders rely on AI for decisioning?
Attendees will have the opportunity to hear different takes on these questions from executives with a range of experience in auto finance and subprime lending.. Panelists will be tasked with supporting their stance on each topic through industry knowledge and data.
Meet the debate panelists
Anthony Capizzano is senior vice president and head of consumer lending at Axos Bank.. His automotive career began at age 14, when he started working for the family business at Sanel Auto Parts in Concord, NH.. His career spans car sales, dealership management, credit underwriting and finance.. His tenure includes experience across auto, banking and tech, with roles at Capital One and Bank of the West prior to joining Axos.
Armando Hidalgo, director of servicing at SameDay Auto Finance, has more than 30 years’ experience in auto finance collections and servicing.. He served as director of servicing at Clearwater, Fla.-based subprime lender Platinum Auto Finance prior to joining SameDay.
Arivo Acceptance Chief Executive Landon Starr joined Arivo in 2018 and led the subprime lender’s risk, data and technology efforts before being named CEO in February.. He has more than 20 years of experience in lending, technology and analytics.. Prior to joining Arivo, Starr built a large data science organization with Clearlink and spent 10 years at American Express.
Kenneth Wardle, CEO and chief revenue officer at Arra Finance, has a career that spans several leadership roles in consumer finance, subprime auto lending, portfolio and risk management, credit analysis, compliance and financial operations.. Prior to joining Arra Finance, which rebranded from Solera Auto Finance on Aug. 13, Wardle served as chief risk officer at Open Lending.
The Auto Finance Excellence Awards recognize leadership, performance and achievements by executives and companies in the industry.. Nominations for the 2024 AFE awards can be submitted here.. Registration is open for Auto Finance Summit 2024.
