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HCA’s James Vincent Joins Speaker Faculty at Auto Finance Risk Summit

Hyundai Capital America is joining the speaking faculty at the 12th annual Auto Finance Risk Summit to share strategies on how lenders can improve risk management through digital transformation. HCA’s Vice President and Department Head of Consumer Risk James Vincent will take the stage on May 15 at 3:45 p.m. PT for a panel discussion […]

Are Auto Lenders Overlooking Creditworthy Consumers?

The past 10 years generated a lot of change in the consumer credit industry. Repercussions of the financial crisis, new regulations, and expanding sources of credit such as marketplace lending, have left many creditworthy individuals underrepresented or misrepresented by traditional scoring models. Conventional scores offer only a partial view of consumer behavior and its associated […]