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Car Culture

Whitney McDonald
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Auto Finance Technology sponsored by InformedIQ

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Terms lengthen on auto loans below $25K 

As consumers choose longer loan terms, even on lower amounts financed, they face higher costs over

  • Amanda Harris
  • July 7, 2026

Auto lenders look to agentic AI, ‘vibe coding’ in underwriting, compliance, collections

Auto lender Arivo Acceptance wanted to develop new software faster, so it enlisted a group mainly

  • Aidan Bush
  • July 7, 2026

Odessa launches code-free platform tool for asset finance teams

Odessa launched Configurable Attributes, a code-free platform capability that allows asset finance organizations to add and

  • Auto Finance News, AI-assisted
  • July 7, 2026

Sub-$10K used vehicles offer opportunities as dealer supplies tightens

Used-vehicles priced less than $10,000 are creating a sourcing opportunity for independent dealers as consumer demand

  • Johnnie Martinez II
  • July 7, 2026

Tesla, Rivian deliveries rise as legacy OEM EV sales soften

EV makers Tesla, Rivian and Lucid reported year-over-year production and delivery gains in the second quarter,

  • Johnnie Martinez II
  • July 6, 2026

Auto ABS spreads flat through early July

Auto asset-backed securitization spreads did not change materially through early July, while the ABS market remained

  • C.J. Moore
  • July 6, 2026

Auto loan debt makes up 32% of median consumer income

Auto loan debt now makes up nearly one-third of consumer income, leading them to finance older

  • Aidan Bush
  • July 6, 2026

Podcast: BMW Financial’s lease penetration normalizes post-EV tax credit 

BMW Financial Services’ lease penetration has normalized following the elimination of the federal electric vehicle tax

  • Amanda Harris
  • July 6, 2026

Credit Union Auto Lending Surges

David Thompson

  • 4 hours ago
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