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Joey Pizzolato

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Lenders name four underwriting focus areas in 2026 

Auto lenders are eyeing data use, improved decisioning, falling interest rates and strategic growth headed into

CAC originations fall 16.5% 

Credit Acceptance Corp.’s originations decreased in the third quarter as the subprime lender faces increased competition

Chase Auto takes ‘cycle-resilient’ approach to dealer relations

Auto lenders keep in regular contact with dealers, building long-term relationships to weather market uncertainty and

Carvana originations jump 59%, Ally Financial agreement upsized 

Carvana’s originations jumped 58.8% year over year in the third quarter and the retailer extended and

New EV inventory, used values drop after tax credit expiration

New EV inventory is plummeting industrywide as auto manufacturers curb production and demand wanes following the

CPS: AI agents as effective as humans in some cases

AI debt collectors are performing at rates comparable to human agents for some auto lenders. Since

Wells Fargo commercial book grows, floorplan utilization dips amid tariffs

Floorplan financing has slowed in recent months following an uptick earlier this year amid higher inventories

Penske, Asbury Auto, Group 1 F&I revenue jumps in Q3

Auto retailers saw rising finance and insurance revenue in the third quarter, despite mixed retail sales

Credit Union Auto Lending Surges

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