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Forecast
Outlook For 2024 And Beyond
Outstandings and originations contracted last year as manufacturing constraints made new cars hard to come by and used cars expensive to buy.
Combined with rising interest rates, worsening delinquency levels and tighter underwriting guidelines, originations will likely see single-digit growth — remaining in the $600-billion range — for the next several years. At that rate, originations will be on track to hit a new high come yearend 2026.
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