In a per curiam opinion released Thursday afternoon, the Supreme Court released long-awaited guidance on vaccine mandates issued by federal agencies. The first, National Federation of Independent Business v. Department of Labor, involved the Emergency Temporary Standard (ETS) issued by the Occupational Safety...

The Santander Consumer USA Inc. Foundation is donating $5.6 million in charitable grants to 39 nonprofit organizations in order to make a positive impact in the communities in which it serves, especially amid the pandemic. Dallas-based Santander Consumer USA (SCUSA) has...

Nothing slows down a good underwriter more than outdated procedures and time wasted on poor-quality applications. Moreover, customer expectations have changed. Underwriters today are under tremendous pressure to deliver fast, high-quality underwriting to meet these expectations. It’s often the procedures that...

Welcome to my latest attempt at predicting what next year has in store for the auto finance industry. As I mentioned in last month’s column, there are a number of regulatory themes from 2021 that we can expect to carry over...

Black Friday and the holidays are now behind us, and lenders are facing 2022 hopefully less encumbered by the restrictions of the past two years. However, the drive toward online shopping that accelerated during the pandemic has permanently changed the landscape....

Skyward Credit Union launched its Holiday Giveback campaign in October, donating a percentage of every new, used and refinanced auto loan to local nonprofits. The Kansas-based credit union, which has $407 million in assets and more than 17,000 members, was searching...