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Testing Loans for Low-Income Borrowers

Auto Finance News by Auto Finance News
January 15, 2014
in Archives
Reading Time: 1 min read
0

The Filene Research Institute is gearing up to test the National Credit Union Foundation’s auto loan program for low-income borrowers, according to a recent article from the Credit Union Times. The program rewards consumers for on-time payments, rather than penalizing them for late payments.

Testing of NCUF’s product will begin in January 2014 and last 18 months. Filene’s financial services incubator will evaluate how well NCUF’s product works to provide loan accessibility. The incubator was started in August with a $700,000 grant from the Ford Foundation.

Cynthia Campbell, Filene’s director of innovation labs, told Credit Union Times that the program was picked for testing from more than 20 submissions.

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  1. Anonymous says:
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    This is a very good question, but you need to ask what about auctions that give away trips, flat screen TV’s or transport companies that pay green fees for their clients or repo agents that send clients on trips and vacations. Just wondering…

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