Price Points: New Deals and Offers as of July 22

Here’s a look at some recent auto loan programs:

CommonWealth One Federal Credit Union

Program: Sunsational Auto Loans, through Sept. 30

Details: Rates as low as 2.99% for up to 72 months on 2006 or newer vehicles

Extras: The first payment can be deferred for 90 days, and anyone who gets a loan during the promotional period is entered to win one of three $500 prizes. Members can refer someone for a Sunsational Auto Loan using a “Golden Ticket.” When a loan attached to a “Golden Ticket” is disbursed, both the referring member and the loan recipient receive a $50 deposit into their CommonWealth One account. Plus, the borrower is entered into a drawing for a $500 Visa Gift Card.

More Info: www.cofcu.org/GoldenTicket

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Cottonwood Community Federal Credit Union

Details: Rates as low as 3.99%, with terms as long as 84 months for new and 72 months for used. Financing for up to 100% of the purchase price.

More Info: www.ccfcu.coop/rates.php
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General Motors

Program: A free one-year insurance policy to people who buy or lease a new 2010, 2011 or 2012 Chevrolet, Buick, GMC, or Cadillac by Sept. 6

Details: MetLife Auto & Home is providing the policies, which include liability, collision, and comprehensive coverage. The incentive is being tested in Oregon and Washington, and may ultimately be expanded.

More Info: www.chevyinsurancebreak.com, www.buickinsuranceoffer.com, www.gmcinsuranceoffer.com, www.cadillac.com/insuranceoffer.com