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Strategy Upshift: Is the mature captive model facing disruption? 

The captive business model is at a crossroads

Georg Bauer

The automotive industry is going through its most fundamental transformation in more than 100 years. A major contributor to its amazing global growth — leading to 1.5 billion cars on the planet — has been a high-performance auto finance ecosystem. On average, 80% or more of any given market of consumers doesn’t pay cash for […]

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