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Gravity Lending auto refi apps jump 35% YoY in 2025

Refi volume up amid rising vehicle values, affordability concerns

Auto refinance volume steadily rose in the fourth quarter amid rising vehicle values and three Federal Reserve interest rate cuts in the second half of the year. Austin, Texas-based auto refinance company Gravity Lending’s originations rose 78% year over year in 2025 and saw application volume jump 35% YoY due to rate cuts and increased […]

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