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Upstart’s auto originations jump 344%

Paul Gu to take over from Dave Girouard as CEO on May 1 

Truth Headlam

AI-powered lending platform Upstart’s auto originations soared in the fourth quarter of 2025 as the financier signed on additional third-party capital providers.  The fintech’s auto originations jumped 344.4% year over year in Q4 2025 to $200 million, up 56.3% from Q3, according to the company’s Feb. 10 earnings release.  The number of auto loans originated totaled 9,918 in Q4, up from 2,073 a year ago and 6,705 in Q3.  “Upstart has emerged from […]

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