Harley-Davidson Financial Services’ provision for credit losses ticked up and borrowing costs rose, resulting in declining operating income in the fourth quarter despite the captive’s portfolio growth. HDFS’ outstandings totaled $7.1 billion, up 2.9% compared with Q3 2022 and 8.6% year over year, according to Harley-Davidson’s earnings presentation. The financier did not break out originations, […]