CarMax Auto Finance’s delinquencies rose across its securitization trust in December, although improvement is expected in 2026 as consumers receive their tax refunds. Total 30-plus-day delinquencies across loans collateralized in CarMax’s securitizations were at 5.16%, a rise of 74 basis points (bps) year over year and 46 bps month over month in December 2025, according to an analysis of CarMax Auto Finance’s (CAF) data from financial services provider WedBush, published Jan. 16. The monthly increase […]
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