Auto asset-backed securitization loan performance is expected to remain weak in 2026 as consumers continue to face affordability concerns and lender underwriting strategies shift. “Our outlook overall for 2026 remains. We expect this weakness to continue through the year,” Dipanshu Rustagi, vice president and senior analyst for structured finance at Moody’s Ratings, told Auto Finance News. The rate of nonprime auto loans more than 90 days delinquent climbed 50 basis points (bps) year over year in December 2025 to 2.4%, according to a […]
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