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Banks continue scrutiny of BHPH segment in 2026

Weaker FICO consumer health, defaults in focus

C.J. Moore

Buy here, pay here businesses are facing persisting scrutiny from the traditional banks that provide the warehouse lines and bridge financing needed to continue their operations.   The collapse of subprime lender Tricolor in September 2025 caused some capital providers to pull back from subprime lending, Lisa Patterson, chief financial officer of East Dundee, Ill.-based auto finance company Drive Now Acceptance, told Auto Finance News. Drive Now provides financing to Superior Car Credit, a group of four dealerships in Illinois.  Drive Now’s […]

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