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60-plus-day subprime delinquencies hit record high for securitized auto loans

Tax refunds, withholdings to benefit performance 

Truth Headlam

Delinquencies across subprime securitized auto loans reached a record high in December 2025, as consumers faced affordability challenges.   The delinquency rate for securitized subprime loans more than 60 days past due climbed 40 basis points (bps) year over year to an all-time record 6.18% in December 2025, according to a Feb. 12 report from […]

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