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S&P: Longer loan terms, delinquencies could weaken ABS performance 

Trending: Original loan terms stretching to 84 months 

Truth Headlam

Longer original loan terms and delinquencies may weaken auto asset-backed securitization performance in 2026.  “An important trend to watch is this growing percentage of loans with original terms of 73 to 84 months,” Amy Martin, managing director and sector lead for United States ABS at S&P Global, said on the company’s Jan. 15 structured finance outlook webinar. “Terms are […]

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