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More buyers financing auto down payments with third-party loans  

Non-Prime Auto Financing Conference 2025 

Aidan Bush

Nonprime auto buyers are finding creative ways to strengthen their credit and secure down payments for vehicles.  As the resumption of student loan payments has lowered FICO scores for some and affordability remains a concern, consumers are turning to buy now, pay later programs and “credit builders” — loans that help them improve their credit […]

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