Vehicle Sales
AFN Composite Index
Consumer Sentiments
SOFR
APR 48 Mos.
Skyrocketing used-vehicle values during the pandemic pushed loan-to-value ratios down, increasing lender recovery rates and borrower equity. By the end of 2022, however, used vehicles had depreciated, pressuring loans made earlier that year and pushing more borrowers into a negative equity position. But just how quickly did loan-to-values (LTVs) in lenders’ portfolios shift? Negative equity, […]
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David Thompson
David Thompson
David Thompson
