Auto Insurance is growing fast in emerging markets as people get their first car. Telematics can create a more personalized risk premium. Claims processing is in transformation as auto body shops and consumers form into networks through maps and mobile phones. Meanwhile consensus is emerging that greater adoption of driver automation and augmentation will dramatically reduce insurance for the good news reason that it will dramatically reduce accidents and the sharing economy is reducing the number of people whop buy cars (as opposed to simply using cars as needed).
