Tag: InformedIQ

One of the most common questions lenders ask today is how to confidently evaluate self-employed income as the gig economy continues to ...

The application looks real and that is the problem.  Synthetic identity fraud is one of the most damaging schemes in auto lending ...

Score doesn't tell the whole story; that is the problem.  In auto lending, bust-out fraud is one of the most expensive schemes lenders encounter ...

Fraud is not always obvious, but losses are. That is the problem.  In auto lending, internal audit, credit risk and fraud teams ...

For decades, customer interviews were considered a best practice for validating income, confirming employment, and uncovering risk. They became part ...

Fraud does not announce itself at origination.  Sometimes it surfaces later, through charge-offs, early payment defaults and losses that suddenly hit the profit and loss ...

The discovery of a sophisticated fraud pattern involving the deliberate reuse of residence documents across multiple auto loan applications highlights ...

The auto finance industry is entering a period of compressed margins, rising fraud exposure and shrinking back-office capacity.   The gap between the ...