Lenders turn to PTI amid affordability concerns
Lenders have started looking more at payment-to-income ratios when making credit decisions as affordability remains a challenge, especially in nonprime ...
Lenders have started looking more at payment-to-income ratios when making credit decisions as affordability remains a challenge, especially in nonprime ...
Lenders have been quick to implement AI and machine learning models to grow their business — sometimes too quick. . ...
FORT WORTH, Texas — Leasing volume has steadily increased, which could lead to higher costs for lenders. Leases can sometimes ...
Whether increasing deal efficiency or automating credit decisions and assessing risk, AI and machine learning are core to how auto ...
Several auto lenders had to adjust their underwriting strategies in 2023 to account for worsening credit performance across loans originated ...
GM Financial is looking to AI to streamline processes and boost customer experience, Chitra Herle, global chief information officer, said at Auto ...
Gaining operational efficiencies through artificial intelligence, navigating a challenging EV market and embracing the return of leasing were top themes ...
NASHVILLE — GM Financial is increasing its investment in auto decisioning and technology to improve dealer relations and customer experience. ...