The predictive qualities of vinegar dressing (Under the Hood)
Lenders might soon have another tool in their arsenals to measure the creditworthiness of unbanked consumers: grocery transaction data. The ...
Tag: Alternative Data
Alternative data key to risk-based pricing
Using alternative data supports accurate risk-based pricing for auto lenders and helps account for losses. Some lenders continue to rely ...
Taming the subprime segment: How alternative data builds profits, reduces risk
Banks, credit unions and captive finance companies have tended to shy away from underwriting subprime auto loans, leaving that side ...
The loan management system: Best option for keeping cashflow king
Maintaining a steady, positive cashflow is essential in any business, and it is especially important for automobile lenders who constantly ...
Pinwheel launches earned wage access product
Payment routing platform Pinwheel has released a new immediate earned wage access (EWA) product that allows lenders to leverage consumer ...
Leveraging alternative data to increase financial inclusion
FinovateFall 2022 NEW YORK CITY — Lenders who aren’t tapping into underserved markets are leaving money on the table, but ...
Lenders use alternative data to expand auto books
Auto lenders in the first quarter leveraged TransUnion’s alternative data and underwriting models to expand their lending pools as the ...
4 tech tools for lenders
Technology is a critical factor in lending success. As examples, consider recent advancements in IT infrastructure deployment and management, as ...
