Lenders relying more on cash flow, alternative sources to improve underwriting
Auto lenders are increasingly using consumer banking data and other alternatives to traditional credit scores to better inform decisions. ...
Auto lenders are increasingly using consumer banking data and other alternatives to traditional credit scores to better inform decisions. ...
Used-vehicle leasing could become a larger part of dealership sales as retailers seek alternatives to extended loan terms, although dealer ...
TD Auto Finance is updating its underwriting scorecards to improve risk-based pricing and customer tiering. The financier is using alternative ...
Older, more budget-friendly used vehicles are holding their value as overall wholesale prices decline, creating divergent marketing priorities for lenders ...
Adopting 60-month lease terms allows lessors to offer lower monthly payments than new-vehicle financing without increasing residual risk. AmeriTrust Financial ...
Demand for private capital is rising as lenders consider alternative funding channels. That market has “grown to be tremendous in ...
The 2026 Auto Finance Excellence Awards honored resilient management, successful deal completion and community support in a challenging market. The ...
LAS VEGAS — Lenders are balancing adoption of AI for auto loan underwriting with staying compliant as the technology improves. ...