Risk Management
Capital One Adds 84-Month Loans for Select Dealerships
Capital One Auto Finance recently upped its maximum loan term to 84 months for prime loans and 75 months for...
Bankers Unfazed by Potential Interest Rate Hike
Bankers with billion-dollar auto loan portfolios said they expect minimal, if any, impact from a rise in interest rates, as the...
Marketplace Loans Set to Catch Fire, but What About Autos?
MIAMI - Marketplace lending is poised to grow rapidly over the next two years, according to a panel of experts...
Rainy Day Fund: SCUSA Covers High-Risk, High-Return Loans
Provisions for credit losses are up for Santander Consumer USA, not because of any unexpected problems with loan performance, but...
Economy Slowly Recovering in Deep Subprime, Prestige Exec Says
Consumers’ financial state has been “stagnant” post-recession, according to Bryant Henrie, president of Prestige Financial Services Inc. “What we are seeing...
How Better Quality Is Affecting Used Vehicle Demand [SPONSORED]
Not long ago, used vehicles were a risky, unpopular investment. A vehicle typically entered the “repair-replace-repeat” period of its life...
Bad News for the Repo Man: Auto Loan Defaults Stay Low in August
Auto loan defaults were down from a year ago in August, and only a few basis points higher than a...
Auto Lending: The CFPB’s New Focus. How do you know if you are compliant? [SPONSORED]
Since it was established by the Dodd-Frank Act, the CFPB has ushered in a new era of regulatory scrutiny, and...
