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Nicole Casperson and Joey Pizzolato

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HDFS losses rise, originations down 11% year over year 

Harley-Davidson Financial Services’ annualized retail credit losses increased in the third quarter while North American retail

Winnebago promotional liabilities up 1.7% 

RV and marine manufacturer Winnebago Industries increased its promotional liabilities in the fourth quarter of its

Tesla lease portfolio down 12% year over year

Tesla Finance’s lease penetration and lease portfolio shrank on a year-over-year basis in the third quarter

Lithia captive originations rise 3.2% YoY to $518M 

Lithia Motors’ finance and insurance revenue grew in the third quarter as new and used unit

Beige Book: Auto sales ‘unchanged’ following first Fed rate cut 

Auto sales were mixed for dealers in September and October as affordability woes hampered consumer spending

GM Financial’s lease originations up 14% year over year 

GM Financial’s originations increased in the third quarter as an uptick in leasing volume offset a

Securitized auto loan performance deteriorating 

MIAMI — Credit performance across securitized auto loans is deteriorating, particularly in the subprime sector, as

Polaris sales fall 23% year over year 

Sales worsened in the third quarter for powersports manufacturer Polaris following the company’s efforts to reduce

Credit Union Auto Lending Surges

David Thompson

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