Technology

Capital One’s auto finance business hinges on a technology-based approach defined by dealers’ needs — two elements core to who Sanjiv Yajnik, president of...

FourLeaf Federal Credit Union is using AI to grow its auto loan portfolio, increasing originations while keeping quality lending standards.  The $14 billion credit union has exceeded $1 billion in loan originations so far in...

Deficient risk-management procedures create new risk threats.  That premise, backed by evidence from examinations conducted by the New York Department...

The discovery of a sophisticated fraud pattern involving the deliberate reuse of residence documents across multiple auto loan applications highlights...

AI-assisted fraud rings are contributing to a rise in losses at financial institutions such as credit unions.   Fraud losses...

The auto finance industry is entering a period of compressed margins, rising fraud exposure and shrinking back-office capacity.   The gap between the...

GM Financial is tailoring AI and digital tools differently to match the distinct needs of consumers, dealers and employees. The...

AI debt collectors are performing at rates comparable to human agents for some auto lenders. Since subprime lender Consumer Portfolio...