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Home » Credit access rises 4%, new-vehicle ATP up 1.3% 

Credit access rises 4%, new-vehicle ATP up 1.3% 

Uptick in approval rates, interest rate declines boost affordability 

Amanda HarrisbyAmanda Harris
December 12, 2025
in Risk Management
Reading Time: 6 mins read
0
New Cars Parked In Luxury Showroom

© Can Stock Photo / Fahroni

While new-vehicle prices continued to climb in November, credit access improved as most lender types loosened standards on a year-over-year basis.   The automotive market is “strong” headed into the end of the year, Kris Gaerlan, president at Texas retailer Dallas Lease Returns, told Auto Finance News.   “The adjustments that needed to happen in the […]

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