Credit access improves as new-car ATP rises 1.2% YoY
Credit access and approval rates improved in May, but access was offset by a drop in subprime share, while new-vehicle prices rose year over year. ...
Tag: ATP
20% of new-vehicle buyers paying over $1K per month in Q4
Monthly payments for new and used vehicles continued to rise in the fourth quarter of 2025 as affordability pressures held ...
Credit access rises 4%, new-vehicle ATP up 1.3%
While new-vehicle prices continued to climb in November, credit access improved as most lender types loosened standards on a year-over-year ...
High-income auto consumers at risk for default (Under the Hood)
A $2,400-a-month payment was enough to derail rapper MC Hammer’s auto loan, prompting JPMorgan Chase Bank to file suit for ...
Credit access up 2.9% as subprime share climbs
Credit availability improved year over year in January amid elevated average transaction prices. An increase in the share of subprime ...
ATP reaches 2024 high, up 1.5% year over year
Average transaction prices rose for the second month in a row in November, reaching their highest level of 2024. The ...
August credit availability tightens, ATPs improve
Credit availability declined in August, marking the fifth consecutive month of declines, while average transaction prices fell, signaling better affordability. ...
ATPs tick up sequentially in June amid price pressures
New-vehicle average transaction prices edged up slightly in June on a sequential basis but remained lower than a year ago ...
