June 29, 2018

Aftermarket products such as vehicle service contracts are becoming more customized amid affordability hurdles, driving sales and dealer profitability. ...

Polestar $640M debt-to-equity funding reinforces capital structure amid EV pressure

Polestar completed about $640 million in debt-to-equity conversions this year as the EV maker works to strengthen its capital structure...

Beige Book: Auto dealers’ sales flat, repair spending strong in July edition

Auto dealers nationwide reported little or no change in sales in late May and June, though high gas prices continued to pressure consumers, according to...

Nicholas Financial Shifts Strategy to Focus on Core Nonprime

Nicholas Financial attempted to expand its product offerings and provide

U.S. Bank indirect loan and lease originations jump 61.2% in Q2

Regional banks reported mixed credit and portfolio performance in the second quarter. U.S. Bank’s indirect loan and lease originations, which...

F&I providers customize product offerings as affordability worsens

Aftermarket products such as vehicle service contracts are becoming more customized amid affordability hurdles, driving sales and dealer profitability. ...

Polestar $640M debt-to-equity funding reinforces capital structure amid EV pressure

Polestar completed about $640 million in debt-to-equity conversions this year as the EV maker works to strengthen its capital structure...

Beige Book: Auto dealers’ sales flat, repair spending strong in July edition

Auto dealers nationwide reported little or no change in sales in late May and June, though high gas prices continued to pressure consumers, according to...

3 Tips For Upgrading a Lender’s Customer Experience Tech

Financing is at the forefront of today’s digital society,

U.S. Bank indirect loan and lease originations jump 61.2% in Q2

Regional banks reported mixed credit and portfolio performance in the second quarter. U.S. Bank’s indirect loan and lease originations, which...

F&I providers customize product offerings as affordability worsens

Aftermarket products such as vehicle service contracts are becoming more customized amid affordability hurdles, driving sales and dealer profitability. ...

Polestar $640M debt-to-equity funding reinforces capital structure amid EV pressure

Polestar completed about $640 million in debt-to-equity conversions this year as the EV maker works to strengthen its capital structure...

Beige Book: Auto dealers’ sales flat, repair spending strong in July edition

Auto dealers nationwide reported little or no change in sales in late May and June, though high gas prices continued to pressure consumers, according to...

打开中国市场的大门：中国政府积极鼓励外国贷款方在中国投资，不过障碍依然存在

在美国，对金融机构进行监管存在一定的难度，但是与中国的融资租赁行业相比，那则是小巫见大巫。非银行金融公司以及他们的股权投资者，必须获得中国银行业监督管理委员会（银监会）批准。如果未经监管部门批准，相关公司便不可以扩建分支机构，也不可更改名称、业务范围、股权结构或行政领导人员。并且任何贷款均不可超过借款人净资本的15％。如果相关企业违反了这些规则或者银监会制定的其他40条规定中的任何一条，政府便有权要求其暂停运营，并且若其违规行为被认为会造成消费者信贷危机，则政府将会对其进行接管。对于专属及存管银行机构来说，则需要遵守更多规则要求。可以肯定的是，要在监管环境中找准方向是非常具有挑战性的，但中国政府正在采取措施放宽限制，并向汽车金融领域的国外投资者打开市场。 4月9日，习近平主席就中国在扩大改革和开放市场方面所做出的努力发表了讲话。两天后，中国人民银行行长易纲详细阐述了未来几个月这些改革措施将如何在金融领域发挥作用。他宣布了中国人民银行将在今年实施的12项举措，包括计划“鼓励在信托、金融租赁、汽车金融、货币经济、消费金融等银行业金融领域引入外资。” 来自德勤中国的总监Kelly Zhou认为，这一政策将为该领域带来更多投资者，但是这些变化对于中国国内的汽车租赁贷款方来说，具体意味着什么，还不得而知。现在，贷款方还需要继续观望。来自J.D. Power 中国分公司的薛珉（Winston Xue）对《汽车金融新闻》说：“我觉得这在现阶段没有任何实际意义。”

U.S. Bank indirect loan and lease originations jump 61.2% in Q2

Regional banks reported mixed credit and portfolio performance in the second quarter. U.S. Bank’s indirect loan and lease originations, which...

F&I providers customize product offerings as affordability worsens

Aftermarket products such as vehicle service contracts are becoming more customized amid affordability hurdles, driving sales and dealer profitability. ...

Polestar $640M debt-to-equity funding reinforces capital structure amid EV pressure

Polestar completed about $640 million in debt-to-equity conversions this year as the EV maker works to strengthen its capital structure...

Beige Book: Auto dealers’ sales flat, repair spending strong in July edition

Auto dealers nationwide reported little or no change in sales in late May and June, though high gas prices continued to pressure consumers, according to...

Economic Conditions Show Signs of Stress for Auto Lending

With a decade of recovery since the Great Recession, the

U.S. Bank indirect loan and lease originations jump 61.2% in Q2

Regional banks reported mixed credit and portfolio performance in the second quarter. U.S. Bank’s indirect loan and lease originations, which...

F&I providers customize product offerings as affordability worsens

Aftermarket products such as vehicle service contracts are becoming more customized amid affordability hurdles, driving sales and dealer profitability. ...

Polestar $640M debt-to-equity funding reinforces capital structure amid EV pressure

Polestar completed about $640 million in debt-to-equity conversions this year as the EV maker works to strengthen its capital structure...

Beige Book: Auto dealers’ sales flat, repair spending strong in July edition