Predicting the Path of Loan Performance
Strong credit fundamentals have compressed auto loan delinquency and loss rates for the past few years. Today TransUnion announced that ...
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White Paper Quantifies Outperformance of Auto Loans Versus Mortgages
Securitization risk-retention requirements have taken center stage as regulators hammer out implementation of the Dodd-Frank Act. Yet a newly released ...
With an IPO in Sight, Ally Chooses Four Investment Banks
Once the investment banks are contracted, there's no turning back on an initial public offering. That's where Ally finds itself ...
10 Cities with the highest and lowest credit scores
Below is a snapshot of the 10 cities with the highest average credit scores and the 10 cities with the ...
Auto Finance Council Debuts Industry Code of Ethics
In a first-ever move to codify best practices for the auto finance industry, the Auto Finance Council, a new group ...
Reversing the Subprime Bum Rap
For all the commentary out there questioning GM’s return to the subprime business, I take an opposite view. I think ...
AmeriCredit’s Leasing Question Mark
There’s no question, AmeriCredit is one of the premier nonprime auto lenders in the nation. The company has weathered storms ...
Speeding the Repo Cycle
Strong used-car values have been softening the blow of loss severity for the past couple years. Now the trend may ...
