Risk Management
Priorities for a Strong Commercial Lending Program
Auto dealers have survived through up-and-down economic cycles, dealership acquisitions are on the rise again, the SAAR is in the...
S&P to Redefine “Longer-Term Loans”
In a discussion of the state of auto ABS at the Auto Industry Hot Topics Conference on Oct. 14, Amy Martin,...
10 Fundamentals for Today’s Auto Finance Business Models
How easy it is to forget the credit crisis, forget the auto finance downturn in the late 1990s, forget the...
Cap One’s Auto Originations Up, Mainly in Prime
Capital One Financial Corp. posted a 14% year-over-year growth in auto originations, according to its 3rd quarter earnings, released on...
Average Subprime Loan Balances on the Rise [SPONSORED]
While the average loan balance for subprime credit score borrowers has been rising, analysis shows that the average loan amount...
Deutsche Bank: Subprime Auto Finance Still Isn’t Mortgage Finance
Cautionary subprime auto lending headlines have been splashed across the media lately, starting with a now-infamous New York Times article from...
PNC Consumer Auto Loan Business Slowing
While PNC Bank saw growth in auto finance last quarter, that growth was slowed because of declining credit quality. “It jumped...
Who’s Who (and What They Want) on the Capital Markets
For any auto finance company, capital is the lifeblood. And the capital markets are the ultimate source of funding for most...
