Risk Management
Every Deal Counts: How to Ensure Portfolio Growth in a Down Market [SPONSORED]
With vehicle sales and originations predicted to be flat or down through 2020, and auto lending tightening across the credit...
Longer Loan Terms Drive Negative Equity Trade-Ins
Negative equity trade-ins are on the rise due to lenders extending loan terms past 72 months, Ivan Drury, senior analyst...
The CFPB’s Moving Target [SPONSORED]
In 2017, the Consumer Financial Protection Bureau continues to influence and shape regulatory compliance requirements for vehicle lenders and servicers. Far...
BMO Harris Expands to Capture Near-Prime Loans
BMO Harris is expanding its credit band down into near-prime as the market opens up amid pullback from larger banks, Craig Harter,...
Prompt Collection Calls Lower Delinquencies at Florida CU
Space Coast Credit Union made a “quick” shift in its collections strategy, after starting off the year with an uptick...
Why Lenders Should Take Advantage of Alternative Data
There was some variation in what data was considered alternative, according to FactorTrust’s Alternative Data Survey Results. Overall, the definition of...
Spanish Parent Bank to Boost Stake in Santander USA
Santander Consumer USA passing its stress test last month may have cleared the way for parent company Banco Santander SA...
Prestige to Develop ‘Amazon-Like’ Payment App
Prestige Financial Services is working to develop a new mobile app to make it easier and more “Amazon-like” for consumers...
