The regulatory landscape has undergone significant changes this year, including a pullback by federal agencies under the new presidential administration that is prompting state regulators to step up.
More state-level scrutiny is expected in 2026, and with that dynamic, lenders and dealers are preparing for more variety in how laws are interpreted and applied. The Federal Trade Commission remains active in imposing strict regulations on dealers’ selling tactics and processes related to ancillary products.
Even as the landscape shifts, regulatory scrutiny continues to be at the forefront for fair lending practices and use of technology, AI and machine learning in underwriting and collections.
This webinar will shine a light on how regulation is changing, and what that means for the automotive finance industry in 2026.
By participating in the webinar, you will gain insights on:
– Navigating diverging state auto finance regulations as states step up
– How evolving definitions of unfair, deceptive or abuse acts or practices impact lenders
– What consent orders, AI-driven underwriting scrutiny mean for FTC oversight
