Year-over-Year Comparison Tool

The Year-over-Year Comparison Tool allows users to evaluate changes in key credit and lending metrics across auto finance institutions. This dashboard at right allows users to compare outstandings, originations, charge-offs, recoveries and delinquency rates between Q4 2024 and Q4 2023. Filter data by outstandings, delinquency rate and charg-offs to see this data expressed in graph form below. Users can explore both institution-level data and marketwide trends to identify shifts in portfolio size and credit performance over time. Updated on an annual basis on 05/10/2025. The Year-over-Year Comparison Tool allows users to evaluate changes in key credit and lending metrics across auto finance institutions. This dashboard at right allows users to compare outstandings, originations, charge-offs, recoveries and delinquency rates between Q4 2024 and Q4 2023. Filter data by outstandings, delinquency rate and charg-offs to see this data expressed in graph […]