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Frank Rauscher commented on Mike Gibb's blog post 'Finding Carrots Among the Sticks'
Mike, good post.
You obviously know more about retail banking than the current CEO of Bank of America.
Frank Rauscher commented on Marcie Belles's blog post 'Prepare for Fair Lending Action'
The dealer cannot "steal" without the help of the lender. Great lenders work closely with the dealers to limit dealer participation. If your belief is that there are other "bad lenders" out there that will finance the…
Frank Rauscher commented on Marcie Belles's blog post 'Speeding the Repo Cycle'
I agree with Daniel. This web site is named Bankinnovation.com but the comments are not discussing innovative ways to help customers and financial intermediaries both win. This repo type of conversation has been around for decades.
Is anyone doing…
Frank Rauscher commented on Marcie Belles's blog post 'Speeding the Repo Cycle'
During tough economic times, lenders tend to be less generous in working with customers. However, if they are involved with leasing, the motto in good times and in bad times should always be :
"Pay or Walk"
at 30 days.
Frank Rauscher commented on JJ Hornblass's blog post 'With F&I Booming at Dealership Groups, Expect More 'Preferred Lender' Jostling'
When you see numbers like those at Car Max, one wonders if there is a correlation with increased auto sales which is wonderful; or, does it represent something else? Something less wonderful? Anybody have any ideas?
Frank Rauscher commented on Marcie Belles's blog post 'The Risk Mitigation-Loan Origination Balancing Act'
You missed my point or perhaps I did not state it well. I am all for dealers providing financing and getting a "small part" of the interest participation. It is the best way to assure a sale. But, it is hard to know how many people are…
Frank Rauscher commented on Marcie Belles's blog post 'The Risk Mitigation-Loan Origination Balancing Act'
Maybe it has changed but the last time that I looked, most of the dealers profit came from his F&I operations. When a weak lender wants to ramp up volume and wants to get business fast, they either offer the best buy rate or loosen up all the…
Frank Rauscher commented on Marcie Belles's blog post 'The Risk Mitigation-Loan Origination Balancing Act'
Does the info include the profit from the difference between the contract rate and the buy rate? What safeguards are there for the banks to keep the customer from getting screwed by a high contract rate or dealer add-on packages included in the…
Profile Information
- First & Last Name
- Frank Rauscher
- Corporate Title
- Senior Principal
- Company
- CorporateSRI
- Company Description
- Consulting
- City, ST
- Dallas, TX
Comment Wall (2 comments)
- At 2:28pm on October 6, 2010,
Glenn S. Gottfried, CPA, CVLE said… - Frank,
It is my hope that 2010 ends well for you, your organization and our industry. I would like to introduce you to my company, GripFin, which provides advisory and investment services to auto portfolio originators, sellers and buyers of all sizes and credit spectrums. I would appreciate your visiting my profile and inviting me to become your friend. Thanks, Glenn Gottfried, CEO, GripFin, Inc. (gripfin.com).
- At 2:39pm on May 11, 2009,
Michael Smitka said… - Thanks for the careful addenda ("Heads or Tails") on lending criteria (or the lack thereof, including the human capital to handle it).
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