JJ:

Thanks for inviting me to join the non-prime lending group. I am hoping as a member I can add value to its members, in the form of discussing potential liquidity available to this space. CapitalSource is a publicly traded (NYSE:CSE) middle market commercial lender, with a core in structured finance. We provide senior structured debt products to specialty finance companies, with a historical core in the non-prime consumer finance space. I open our doors to speak to any lender who wants to access liquidity.

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